Home Care Payment Options for Seniors
Being able to afford home care services for your senior loved ones may not always come easy for every family, with financial constraints holding their loved ones back from receiving the care they need. You can still be able to afford home care in Charlotte, North Carolina with the help of other payment options, a few of which we have listed below:
Medicaid is a public federal program that can help pay for services your loved one needs. Eligibility, restrictions, and benefits for Medicaid vary from state to state and even from county to county, so it is best that you and your loved one confirm what the rules are when it comes to North Carolina or the state you are currently living in and its counties.
Generally, however, eligibility depends on your loved ones’ income, assets, and amount of spending on medical matters. Depending on the state, they have to not be over a certain figure (except for medical expenses, whose percentage should not be lower than a certain figure) in order to qualify for Medicaid.
According to an article written by the Huffington Post, Medicaid can cover the following services: transportation, respite care, adult day care, home modifications, some portion of assisted living in certain states, and personal care at home with basic care needs. (source: www.huffingtonpost.com/anne-tumlinson/medicare-questions_b_9692032.html)
When going over providers of non-medical home care in North Carolina, make sure to pick one that accepts Medicaid!
- Veteran’s Aid:
If your loved ones are senior veterans, they may be able to benefit from the Veteran’s Aid program. If they are enrolled in the Veteran’s Aid healthcare system services, according to American Veteran’s Aid, they can be eligible for home care services. It is important that a medical need exists for veterans to be able to avail of these benefits.
Spouses of Veterans can benefit from VA, too! Aid and Attendance helps shoulder a bit of the expenses of in-home care or facility care for veterans and their surviving spouses, and is tax-free as well.
Looking at how these benefits can definitely lift up some of the financial burden for veterans and their spouses, making sure that VA benefits are honored when searching for senior care in North Carolina can be an effort well worth making!
- What do these options mean for you?
Knowing your and your senior loved ones’ options when it comes to looking for means to pay for care needs is paramount in making sure you are not crippling yourselves financially while doing what is best for them. These options mean there is a way for them to still be able to improve their quality of life without breaking the bank.
It is also important to find a provider of home care that offers quality care at affordable prices. Devoted 2 Care is happy to be the golden standard of providing compassionate care through our wide range of available services. Feel free to call us today for a free in-home assessment!